Personal Insurance

The Quarles Group believes in understanding markets well to best serve its clients. The firm has learned from the commercial and personal needs of business people in Georgia for over 20 years and insures some of metro Atlanta’s most prestigious homes. A range of personal insurance, specializing in premium valuables is offered by The Quarles Group:

Airplane Automobile Boat Collectible Automobile Condo Flood

Homeowners Motorcycle Personal Umbrella Renters Yacht

Airplane Insurance

The Quarles Group knows that most airplane owners have unique purposes for their aircraft and therefore have unique needs for insurance. A variety of policies cover the property of passengers, emergency flight conditions, medical payments, search and rescue, and liability.

Automobile

An insurance policy protects against damage to the policyholder’s vehicle and damage to a third party’s property caused by the vehicle. More importantly, it ensures the policyholder’s ability to cover costs for any party that may need medical assistance resulting from activity involving the insured vehicle.

Also, as in most states, the State of Georgia requires all drivers to own an auto liability insurance policy in order to drive their vehicles.

Boat

This policy includes coverage for physical damage, medical expense, and liability insurance.

Collectible Automobile

A collectible automobile may require different coverage than a vehicle intended for everyday use.

Condo

Personal property is protected against loss or damage, much like a homeowners policy.

Flood

Condo and Homeowners Insurance policies do not protect against flood damage. This policy not only covers your belongings if damaged by a flood, but also any labor that helps protect your home such as sandbagging or the removal of debris.

Homeowners

Homeowners Insurance protects your personal property in your home from a fire or other disaster, including a lawsuit from a third party who may have been injured on your property. Coverage cost is determined by many factors. The policy can be written on a named perils or all-risk basis, meaning that protection can be unlimited or apply only to named perils (events of loss or damage).

Motorcycle

Motorcycle Insurance covers bodily injury liability, property damage, and medical costs associated with a collision.

Personal Umbrella

Umbrella insurance policies protect against large lawsuits due to some form of negligence such as an automobile accident, although this policy also covers accidents such as a neighbor’s child falling on your slippery tile.

Renters

Renters insurance protects personal property against theft and damage, not including protection for the facility housing your belongings.

Yacht

This policy includes coverage for physical damage, medical expense, and liability insurance.